Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth. Money Manager includes all the basic features that 90% of users would want to see in a personal finance application. The design goals are to concentrate on simplicity and user-friendliness - something one can use everyday.
Main features: Intuitive, simple, fast, clean Checking, credit card, savings, stock investment, assets accounts Reminders for recurring bills and deposits Budgeting and cash flow forecasting Simple one click reporting with graphs and piecharts Import data from any CSV format, QIF Does not require an install: can run from a USB key Non-Proprietary SQLite Database with AES Encryption International language support (available in 24 languages)
Financial management can become complicated when there is no clear understanding of how much money we are getting, regarded as income as opposed to our expenses. The first step towards better financial health, is to maintain good financial records: it's only when we have a clear understanding of where our money goes, that we can make an informed decision of where to cut back on our expenses. Of course there is no right or wrong answer to how spend money: here's where personal finance software comes in. They help to slice/dice the financial data to give better insight into what is going on. Always remember the software can only be as good as the data it has to process. Garbage In Garbage Out. But if you have started thinking of even using Personal finance software, you are well on your way to making every dollar count.